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Your health and safety during your study abroad experience will depend on the choices and precautions taken prior to, during, and following your time overseas. However, there are no guarantees or absolutes with regard to health and safety in any setting, especially an international one. Therefore, Kirkwood International Programs purchases International Health Insurance on your behalf as part of your program fee for short-term study abroad programs.  All students participating on Kirkwood Study Abroad short-term programs are enrolled in LewerMark Student Insurance. For semester study abroad, insurance varies by the laws and regulations of your host country. This information will also be covered during your study abroad pre-departure orientation.